STORY · FORSKNING_

AI financial advice works better with precise questions

An MIT study shows that financial advice from large language models like GPT-5.6 and Gemini 3 Flash can produce good results for most adults over 30. The models perform best when users ask structured questions with complete financial information, but struggle with handling sudden changes such as job loss.

WHY IT MATTERS

The finding is significant because AI can offer affordable financial advice to the broader population, but also highlights that the same AI system gives different advice depending on the user's gender and financial experience – something that could reinforce economic inequality.

SOURCES

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